Stablecoin Policy Trends & Legislative Proposals

GENIUS Act 2026 State Regulation Option for Stablecoin Issuers Under $10 Billion

The GENIUS Act's state regulation pathway offers a lifeline for smaller stablecoin issuers, those with under $10 billion in outstanding issuance, to sidestep the heavier hand of federal oversight while still meeting rigorous standards....

Apr 9, 2026

CLARITY Act Stablecoin Yield Ban: Passive Holdings Prohibited vs Activity Rewards Allowed in 2026 US Proposal

The U. S. Senate's recent bipartisan agreement on the CLARITY Act marks a pivotal moment for stablecoin regulation , drawing a sharp line between passive holdings and activity-based rewards. As of March 30,2026, lawmakers have settled on...

Mar 31, 2026

CLARITY Act Stablecoin Yield Prohibition: US Rules on Rewards, Bans and Activity Exceptions for Platforms

In the high-stakes arena of U. S. digital asset regulation, a pivotal agreement between key senators and the White House has unlocked progress on the CLARITY Act stablecoin yield provisions. This compromise strikes at the heart of tensions...

Mar 26, 2026

2026 GENIUS Act Stablecoin Rules: SEC 2% Broker-Dealer Haircut and White House Rewards Push Explained

Imagine a world where stablecoins aren't just crypto's steady sidekick but a bridge for Wall Street to tokenized everything from treasuries to real estate. That's the promise of the GENIUS Act, signed into law last July by President Trump,...

Feb 20, 2026

GENIUS Act 2026: NCUA Draft Rules for Credit Unions Issuing Payment Stablecoins

The National Credit Union Administration (NCUA) just dropped a game-changing proposal that could unlock credit unions stablecoin issuance under the GENIUS Act. On February 11,2026, the agency outlined draft rules for federally insured...

Feb 17, 2026

GENIUS Act Stablecoin Yield Ban: US Banks Push for Total Prohibition vs Crypto Incentives 2026

Picture this: it's February 2026, and the White House is playing referee in a high-stakes showdown between U. S. banks and the crypto world over GENIUS Act stablecoin yield rules. Recent talks wrapped up without a deal, leaving everyone on...

Feb 11, 2026

FDIC GENIUS Act Stablecoin Proposal: Bank Issuance Rules Reserves Governance 2026

The FDIC's latest proposal under the GENIUS Act drops a blueprint for banks to dive into stablecoin issuance, potentially reshaping FDIC bank stablecoin issuance by 2027. Enacted July 18,2025, the Guiding and Establishing National...

Jan 23, 2026

Canada’s 2025 Stablecoin Regulation: Full Reserve Requirements, Par Redemption, and Bank of Canada Oversight Explained

Canada is taking a major step forward in digital asset regulation with its 2025 stablecoin framework, setting a new benchmark for transparency, consumer protection, and financial stability in the global crypto landscape. The federal...

Nov 25, 2025

How the 2025 Digital Asset Market Clarity Act and GENIUS Act Will Reshape Stablecoin Regulation in the US

The digital asset sector in the United States is in the midst of a seismic regulatory shift. With the passage of the Guiding and Establishing National Innovation for U. S. Stablecoins Act (GENIUS Act) and the ongoing developments around...

Nov 20, 2025

How the 2025 GENIUS Act Is Reshaping Stablecoin Regulation and Consumer Protections in the US

The landscape of US stablecoin regulation has shifted dramatically in 2025, following the passage of the Guiding and Establishing National Innovation for U. S. Stablecoins Act (GENIUS Act). As the first federal legislation to directly...

Nov 19, 2025

GENIUS Act 2025: What the New U.S. Federal Stablecoin Law Means for Issuers and Merchants

The U. S. stablecoin landscape just changed forever. On July 18,2025, the Guiding and Establishing National Innovation for U. S. Stablecoins (GENIUS) Act became law, marking the first comprehensive federal framework for payment stablecoins...

Oct 15, 2025