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  <url><loc>https://stablecoinlaws.org/2026/04/09/genius-act-2026-state-regulation-option-for-stablecoin-issuers-under-10-billion</loc><lastmod>2026-04-09</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2026 State Regulation Option for Stablecoin Issuers Under $10 Billion</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/31/clarity-act-stablecoin-yield-ban-passive-holdings-prohibited-vs-activity-rewards-allowed-in-2026-us-proposal</loc><lastmod>2026-03-31</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>CLARITY Act Stablecoin Yield Ban: Passive Holdings Prohibited vs Activity Rewards Allowed in 2026 US Proposal</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/26/clarity-act-stablecoin-yield-prohibition-us-rules-on-rewards-bans-and-activity-exceptions-for-platforms</loc><lastmod>2026-03-26</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>CLARITY Act Stablecoin Yield Prohibition: US Rules on Rewards, Bans and Activity Exceptions for Platforms</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/20/eu-stablecoin-payments-licensing-psd2-and-mica-requirements-post-march-2026-deadline</loc><lastmod>2026-03-20</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>EU Stablecoin Payments Licensing: PSD2 and MiCA Requirements Post-March 2026 Deadline</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/15/florida-stablecoin-regulation-2026-ofr-licensing-1-1-reserves-and-aml-requirements-breakdown</loc><lastmod>2026-03-15</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Florida Stablecoin Regulation 2026: OFR Licensing, 1:1 Reserves and AML Requirements Breakdown</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/10/florida-stablecoin-licensing-framework-2026-reserves-aml-and-issuer-rules-after-37-0-vote</loc><lastmod>2026-03-10</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Florida Stablecoin Licensing Framework 2026: Reserves AML and Issuer Rules After 37-0 Vote</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/03/05/florida-stablecoin-licensing-bills-state-requirements-and-federal-approval-path-for-issuers-under-10b</loc><lastmod>2026-03-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Florida Stablecoin Licensing Bills: State Requirements and Federal Approval Path for Issuers Under $10B</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/28/mica-stablecoin-licensing-in-malta-mfsa-requirements-for-usdc-usdt-issuers-2026</loc><lastmod>2026-02-28</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>MiCA Stablecoin Licensing in Malta MFSA: Requirements for USDC USDT Issuers 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/23/sec-rule-15c3-1-2-haircut-for-payment-stablecoins-broker-dealer-net-capital-compliance-2026</loc><lastmod>2026-02-23</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>SEC Rule 15c3-1 2% Haircut for Payment Stablecoins: Broker-Dealer Net Capital Compliance 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/22/sec-2-capital-haircut-for-usd-stablecoins-broker-dealer-net-capital-rule-changes-and-compliance-roadmap</loc><lastmod>2026-02-22</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>SEC 2% Capital Haircut for USD Stablecoins: Broker-Dealer Net Capital Rule Changes and Compliance Roadmap</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/21/sec-2-haircut-rule-for-broker-dealers-holding-stablecoins-us-compliance-map-2026</loc><lastmod>2026-02-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>SEC 2% Haircut Rule for Broker-Dealers Holding Stablecoins: US Compliance Map 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/20/2026-genius-act-stablecoin-rules-sec-2-broker-dealer-haircut-and-white-house-rewards-push-explained</loc><lastmod>2026-02-20</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>2026 GENIUS Act Stablecoin Rules: SEC 2% Broker-Dealer Haircut and White House Rewards Push Explained</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/19/2026-mica-stablecoin-authorization-deadline-licensing-risks-for-eu-issuers-and-compliance-map</loc><lastmod>2026-02-19</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>2026 MiCA Stablecoin Authorization Deadline: Licensing Risks for EU Issuers and Compliance Map</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/18/genius-act-2026-stablecoin-rules-capital-liquidity-reserves-and-fdic-oversight-for-issuers</loc><lastmod>2026-02-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2026 Stablecoin Rules: Capital Liquidity Reserves and FDIC Oversight for Issuers</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/17/genius-act-2026-ncua-draft-rules-for-credit-unions-issuing-payment-stablecoins</loc><lastmod>2026-02-17</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2026: NCUA Draft Rules for Credit Unions Issuing Payment Stablecoins</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/16/uk-vs-eu-vs-us-stablecoin-regulations-2026-comparing-user-caps-reserves-and-issuer-frameworks</loc><lastmod>2026-02-16</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>UK vs EU vs US Stablecoin Regulations 2026: Comparing User Caps Reserves and Issuer Frameworks</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/15/clarity-for-payment-stablecoins-act-us-licensing-rules-impact-on-stablecoin-issuers-2026</loc><lastmod>2026-02-15</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Clarity for Payment Stablecoins Act: US Licensing Rules Impact on Stablecoin Issuers 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/13/stablecoin-regulation-comparison-2026-uk-20k-user-caps-vs-eu-mica-limits-vs-us-genius-act-issuer-rules</loc><lastmod>2026-02-13</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Stablecoin Regulation Comparison 2026: UK £20k User Caps vs EU MiCA Limits vs US GENIUS Act Issuer Rules</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/12/ncua-draft-rules-2026-credit-union-stablecoin-issuance-requirements-under-genius-act</loc><lastmod>2026-02-12</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>NCUA Draft Rules 2026: Credit Union Stablecoin Issuance Requirements Under GENIUS Act</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/11/genius-act-stablecoin-yield-ban-us-banks-push-for-total-prohibition-vs-crypto-incentives-2026</loc><lastmod>2026-02-11</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act Stablecoin Yield Ban: US Banks Push for Total Prohibition vs Crypto Incentives 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/10/2026-stablecoin-regs-breakdown-us-genius-act-vs-eu-mica-limits-vs-uk-20k-user-caps</loc><lastmod>2026-02-10</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>2026 Stablecoin Regs Breakdown: US GENIUS Act vs EU MiCA Limits vs UK £20k User Caps</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/09/mica-and-basel-iii-stablecoin-issuer-compliance-requirements-effective-january-2026</loc><lastmod>2026-02-09</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>MiCA and Basel III Stablecoin Issuer Compliance Requirements Effective January 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/08/hong-kong-stablecoin-licensing-guide-2026-hkma-requirements-under-new-ordinance</loc><lastmod>2026-02-08</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Hong Kong Stablecoin Licensing Guide 2026: HKMA Requirements Under New Ordinance</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/07/genius-act-2026-stablecoin-rules-fdic-capital-liquidity-and-reserve-requirements-for-usd-issuers</loc><lastmod>2026-02-07</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2026 Stablecoin Rules: FDIC Capital Liquidity and Reserve Requirements for USD Issuers</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/06/singapore-mas-stablecoin-licensing-guide-2026-payment-services-act-requirements-for-issuers</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Singapore MAS Stablecoin Licensing Guide 2026: Payment Services Act Requirements for Issuers</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/05/hong-kong-stablecoin-licensing-under-new-ordinance-requirements-for-q1-2026-applications</loc><lastmod>2026-02-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Hong Kong Stablecoin Licensing Under New Ordinance: Requirements for Q1 2026 Applications</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/04/hong-kong-stablecoin-license-requirements-2026-hkma-approval-process-for-issuers</loc><lastmod>2026-02-04</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Hong Kong Stablecoin License Requirements 2026: HKMA Approval Process for Issuers</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/02/hkma-stablecoin-licensing-2026-timeline-requirements-reserves-redemption-rules</loc><lastmod>2026-02-02</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>HKMA Stablecoin Licensing 2026: Timeline Requirements Reserves Redemption Rules</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/02/01/genius-act-fdic-stablecoin-rules-for-banks-application-process-reserves-and-compliance-2026</loc><lastmod>2026-02-01</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act FDIC Stablecoin Rules for Banks: Application Process Reserves and Compliance 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/01/31/hong-kong-stablecoin-licensing-2026-hkma-requirements-for-issuers-post-mufg-report</loc><lastmod>2026-01-31</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>Hong Kong Stablecoin Licensing 2026: HKMA Requirements for Issuers Post-MUFG Report</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/01/30/genius-act-fdic-stablecoin-proposal-bank-issuance-rules-reserves-liquidity-requirements-2026</loc><lastmod>2026-01-30</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act FDIC Stablecoin Proposal: Bank Issuance Rules Reserves Liquidity Requirements 2026</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/01/29/fdic-genius-act-stablecoin-proposal-2026-bank-issuance-rules-and-application-process</loc><lastmod>2026-01-29</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>FDIC GENIUS Act Stablecoin Proposal 2026: Bank Issuance Rules and Application Process</image:title>
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  </url>
  <url><loc>https://stablecoinlaws.org/2026/01/27/genius-act-2026-stablecoin-issuance-rules-for-us-banks-fdic-capital-and-reserve-requirements</loc><lastmod>2026-01-27</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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      <image:loc>/image/legacy/wp/73/assets/7398a7383c383655-genius-act-2026-stablecoin-issuance-rules-for-us-banks-fdic-capital-and-reserve-requirements-fc9b6230-5803-44f9-9fe3-2a6.png</image:loc>
    <image:title>GENIUS Act 2026 Stablecoin Issuance Rules for US Banks: FDIC Capital and Reserve Requirements</image:title>
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  </url>
  <url><loc>https://stablecoinlaws.org/2026/01/26/genius-act-2026-stablecoin-rules-fdic-capital-liquidity-reserves-for-usd-issuers</loc><lastmod>2026-01-26</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2026 Stablecoin Rules: FDIC Capital Liquidity Reserves for USD Issuers</image:title>
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  <url><loc>https://stablecoinlaws.org/2026/01/24/hong-kong-stablecoin-licensing-roadmap-hkma-requirements-and-timeline-for-q1-2026-issuance</loc><lastmod>2026-01-24</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  </url>
  <url><loc>https://stablecoinlaws.org/2026/01/23/fdic-genius-act-stablecoin-proposal-bank-issuance-rules-reserves-governance-2026</loc><lastmod>2026-01-23</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>FDIC GENIUS Act Stablecoin Proposal: Bank Issuance Rules Reserves Governance 2026</image:title>
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  </url>
  <url><loc>https://stablecoinlaws.org/2026/01/22/hong-kong-stablecoin-licensing-guide-mas-requirements-for-issuers-2026</loc><lastmod>2026-01-22</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/12/08/us-genius-act-stablecoin-rules-2025-full-reserve-requirements-and-public-comments-deadline-october-20</loc><lastmod>2025-12-08</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/12/07/canada-stablecoin-regulation-2025-reserves-custody-and-licensing-requirements-under-federal-budget-plan</loc><lastmod>2025-12-07</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/12/06/us-genius-act-2025-stablecoin-rules-reserves-kyc-licensing-and-oversight-requirements</loc><lastmod>2025-12-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>US GENIUS Act 2025 Stablecoin Rules: Reserves KYC Licensing and Oversight Requirements</image:title>
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  <url><loc>https://stablecoinlaws.org/2025/12/05/genius-act-2025-fdic-stablecoin-rules-capital-reserves-liquidity-requirements-for-usd-issuers</loc><lastmod>2025-12-05</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/12/03/canada-stablecoin-act-2025-draft-rules-on-reserves-custody-and-licensing-requirements</loc><lastmod>2025-12-03</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/12/02/genius-act-2025-stablecoin-licensing-requirements-us-issuers-compliance-checklist-and-fdic-framework-map</loc><lastmod>2025-12-02</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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    <image:title>GENIUS Act 2025 Stablecoin Licensing Requirements: US Issuers Compliance Checklist and FDIC Framework Map</image:title>
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  <url><loc>https://stablecoinlaws.org/2025/12/01/genius-act-2025-stablecoin-rules-us-treasury-requirements-for-reserves-kyc-and-issuer-oversight</loc><lastmod>2025-12-01</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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  <url><loc>https://stablecoinlaws.org/2025/11/30/genius-act-2025-stablecoin-issuers-1-1-reserve-rules-and-federal-licensing-checklist</loc><lastmod>2025-11-30</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
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